Stephen Smith Director

Board Director of the bank since 2019. Steve is the current CEO of the bank and began his banking career in 1983 in Tulsa Oklahoma as the CFO & Loan Analyst and has held various positions such as Loan Officer, Controller, CFO, Bank President, and CEO over the years. Steve has developed a specialization in the recovery of problem loans and banks. In the past, he has served on various civic clubs and is a past President of the Optimist Club. He has served on the Board of Directors for a local school, hospital and United Way. Steve enjoys being the worship leader at his local church, watching sports, and spending time with his family which includes his wife of 46 years, 2 kids & 6 grandkids.